Here is your chance! Rare brick duplex in RIDGE ACRES, a sought-after central Willoughby Lake County neighborhood. A solid side by side with one unit rented and one vacant. This leaves the possibility open for an owner occupant to buy and 'house hack' with a low down loan. FHA 3.5% down loan eligible, or conventional as low as 5% down (Due to loan changes Nov 2023, ask your lender!). VA loan eligible with 0% down! Each unit has 3 bedrooms, 1.5 baths, and storage/laundry in the dry basements. One of 8 duplexes in a row, this end unit has the largest lot of all 8 with ample parking and room for expansion. New furnaces in both units (2021). Beautiful hardwood floors under carpets/LVP (photos avail). 2 car garage with new door (2022) and newer roof. Newer concrete drive/drains (2011). Fenced rear yard, large rear overhang over concrete patio. Building-wide front porch. Two large trees removed 2023. Not a converted century home, this is a newer purpose-built investment building. Low taxes! Current resident pays $1250 per month, market rent closer to $1500 per unit. High demand area. Residents pay utilities. ALL are split in this particular building which is unique to others on street. Residents pay water, sewer, gas, electric, trash, cable, and also split yard & snow duties/costs. Seller can close before or after 12/31/23 to assist with buyer tax planning or fund allocation. Rare opportunity to get started or to build your portfolio with this solid Lake County duplex! Don't wait!